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	<title>Modern Gal &#187; Personal Development</title>
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	<description>Healthy Living, without Breaking the Bank</description>
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		<title>Financial Lessons from Thanksgiving Dinner</title>
		<link>http://amoderngal.com/2011/11/20/financial-lessons-from-thanksgiving-dinner/</link>
		<comments>http://amoderngal.com/2011/11/20/financial-lessons-from-thanksgiving-dinner/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 18:16:07 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6378</guid>
		<description><![CDATA[Thanksgiving is my favorite holiday.  In addition to being focused on family and good food, I like that it isn&#8217;t as commercial as Christmas or other holidays.  This year, I will not be preparing a full Thanksgiving dinner, but instead will bring a couple of dishes to a potluck.  Curiously,  I  find that there are [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How Financially Flexible Are You?</title>
		<link>http://amoderngal.com/2011/11/13/how-financially-flexible-are-you/</link>
		<comments>http://amoderngal.com/2011/11/13/how-financially-flexible-are-you/#comments</comments>
		<pubDate>Sun, 13 Nov 2011 19:57:27 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6334</guid>
		<description><![CDATA[My friend Stuart asked me if I would be willing to retire in a foreign country if that made my financial fortunes much better.  I answered, of course, but upon thinking about it, I realize that moving to another country is a non-trivial decision.  Although I have studied and worked overseas for blocks of time, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Let Winter Hit Your Wallet</title>
		<link>http://amoderngal.com/2011/11/06/dont-let-winter-hit-your-wallet/</link>
		<comments>http://amoderngal.com/2011/11/06/dont-let-winter-hit-your-wallet/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 19:01:52 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6301</guid>
		<description><![CDATA[One of my friends, Lisa,  was commenting that her bills are much higher in winter than in spring and summer.  She lives in an area where you need to run the heat constantly in winter and also has a large family that gets together during the holidays, resulting in travel and gift bills for all [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>A Mixed Marriage: the Risky and Risk-Averse</title>
		<link>http://amoderngal.com/2011/09/04/a-mixed-marriage-the-risky-and-risk-averse/</link>
		<comments>http://amoderngal.com/2011/09/04/a-mixed-marriage-the-risky-and-risk-averse/#comments</comments>
		<pubDate>Sun, 04 Sep 2011 16:51:28 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6005</guid>
		<description><![CDATA[I know a lot of people in mixed marriages or long-term relationships: pairings that people of different races, religions, and ethnicities.  And of course I know a ton of couples where one person is a vegetarian and the other a devoted meat lover.  It seems like there&#8217;s a lot written about how to get along, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Decision Fatigue and Financial Management</title>
		<link>http://amoderngal.com/2011/08/28/decision-fatigue-and-financial-management/</link>
		<comments>http://amoderngal.com/2011/08/28/decision-fatigue-and-financial-management/#comments</comments>
		<pubDate>Sun, 28 Aug 2011 17:11:30 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5966</guid>
		<description><![CDATA[A few years ago, I was on a trip overseas with my husband.  The trip was fairly lengthy, about 9 days, and involved multiple logistical operations, airline tickets on several airlines, hotel reservations, ground transport, visas, meetings, and so on, and required a fair bit of planning.  Since I tend to need some help with [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Giving Cash as a Gift</title>
		<link>http://amoderngal.com/2011/07/05/giving-cash-as-a-gift/</link>
		<comments>http://amoderngal.com/2011/07/05/giving-cash-as-a-gift/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 02:17:29 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5606</guid>
		<description><![CDATA[I was discussing with two friends the appropriateness of giving cash as a gift.  It certainly is the case that as I get older, I tend to enjoy shopping less and appreciate practicality more.  Both of these argue for cash being appropriate, including for birthdays, holidays, and wedding gifts.  In many cultures, cash (or possibly [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>A Zen Approach to Personal Finances</title>
		<link>http://amoderngal.com/2011/06/26/a-zen-approach-to-personal-finances/</link>
		<comments>http://amoderngal.com/2011/06/26/a-zen-approach-to-personal-finances/#comments</comments>
		<pubDate>Sun, 26 Jun 2011 17:29:33 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5544</guid>
		<description><![CDATA[I spent last weekend with a friend of my husbands that we hadn&#8217;t seen in several years, Edward.  Interestingly, Edward, who used to be very concerned about money issues, seems to have reached a Zen state where he is aware of his financial obligations, spends sufficient time managing his affairs, but has reached a state [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Thriving on Less Income</title>
		<link>http://amoderngal.com/2011/04/17/thriving-on-less-income/</link>
		<comments>http://amoderngal.com/2011/04/17/thriving-on-less-income/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 16:45:23 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5081</guid>
		<description><![CDATA[When I wrote the post &#8220;Surviving a Large Paycut&#8221; a couple of years ago, I was chronicling my personal experience of stepping away from a high-stress, high-intensity corporate job to one in the not-for-profit sector with added psychic rewards, but a substantially lower salary.  At the time of my change, I&#8217;m sure that part of [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2011/04/17/thriving-on-less-income/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>500th Post</title>
		<link>http://amoderngal.com/2010/12/12/500th-post/</link>
		<comments>http://amoderngal.com/2010/12/12/500th-post/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 03:40:50 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[About]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=4301</guid>
		<description><![CDATA[Wow, this is my 500th blog post.  When I first began blogging, I had no idea where this would go, and in fact am kind of surprised that I have been posting 3-5 posts a week each week for this long.  I&#8217;ve really enjoyed the comments and encouragement from readers, and I particularly like it [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The New Financial Normal: Are You Prepared?</title>
		<link>http://amoderngal.com/2010/08/29/the-new-financial-normal-are-you-prepared/</link>
		<comments>http://amoderngal.com/2010/08/29/the-new-financial-normal-are-you-prepared/#comments</comments>
		<pubDate>Sun, 29 Aug 2010 19:21:23 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3554</guid>
		<description><![CDATA[There&#8217;s been a lot of recent hand-wringing over what appears to be a more permanent shift in American views toward the economy.  More persistent unemployment and concerns over future earnings has more households saving, staying home, and renting over owning.  However, is this such a bad thing? While obviously it is better to have a [...]]]></description>
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		<slash:comments>1</slash:comments>
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