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	<title>Modern Gal &#187; Frugality</title>
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	<description>Healthy Living, without Breaking the Bank</description>
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		<title>Looking Great on a Budget</title>
		<link>http://amoderngal.com/2010/07/22/looking-great-on-a-budget/</link>
		<comments>http://amoderngal.com/2010/07/22/looking-great-on-a-budget/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 02:49:55 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3271</guid>
		<description><![CDATA[The previous post looked at going shampoo free.  I&#8217;m now about 1 month into the shampoo-less experiment, and really enjoying it.  My primary motivation for the switch is to avoid harsh chemicals and allergens, however, one side benefit is that baking soda and apple cider vinegar is quite cheap compared to fancy shampoos and conditioners. [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Frugal and Healthy Picnics</title>
		<link>http://amoderngal.com/2010/07/15/frugal-and-healthy-picnics/</link>
		<comments>http://amoderngal.com/2010/07/15/frugal-and-healthy-picnics/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 03:21:46 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3215</guid>
		<description><![CDATA[With the weather this warm (and dry here), it seems like a great time for a picnic.  There&#8217;s something special about eating outside, breathing fresh air and getting some sunshine.  Although you may choose to splurge for a picnic and break out the expensive cheeses, prosciutto, and raspberries, picnics don&#8217;t have to be expensive to [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Preparing for a Double-Dip Recession</title>
		<link>http://amoderngal.com/2010/07/04/preparing-for-a-double-dip-recession/</link>
		<comments>http://amoderngal.com/2010/07/04/preparing-for-a-double-dip-recession/#comments</comments>
		<pubDate>Sun, 04 Jul 2010 16:44:34 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3144</guid>
		<description><![CDATA[This economic cycle seems somewhat different than previous.  Although the industrial side of the economy and emerging markets are perking up, it appears that employment and wages are lagging. Many economists are calling for a double dip recession (two cyclical downturns before a real recovery) sparked by employment concerns and the ongoing aftermath of the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Saving Money with Online Purchases</title>
		<link>http://amoderngal.com/2010/06/17/saving-money-with-online-purchases/</link>
		<comments>http://amoderngal.com/2010/06/17/saving-money-with-online-purchases/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 02:10:59 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3046</guid>
		<description><![CDATA[I spend a lot of time at the computer.  In addition to conducting most of my work on the computer (including skype calls), I do a lot of my shopping online now.  Just a few years ago, online shopping was quite rare and the selections limited, but now, I find that it&#8217;s a great tool [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Saving Money Staying Cool</title>
		<link>http://amoderngal.com/2010/06/10/saving-money-staying-cool/</link>
		<comments>http://amoderngal.com/2010/06/10/saving-money-staying-cool/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 03:03:54 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3005</guid>
		<description><![CDATA[As hot summer weather has arrived in many places, it seems like a good time to review ways to save money while staying cool this summer.  Keep in mind that people and pets need to stay cool (especially older persons) and if you live in a part of the country where it gets hot occasionally [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Tips for Cookouts</title>
		<link>http://amoderngal.com/2010/05/27/tips-for-cookouts/</link>
		<comments>http://amoderngal.com/2010/05/27/tips-for-cookouts/#comments</comments>
		<pubDate>Fri, 28 May 2010 03:28:34 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=2928</guid>
		<description><![CDATA[With Memorial Day around the corner, grilling season is officially here. Although my neighbors grill year round (even if it is freezing cold outside), backyard cookouts will be more frequent from now through the Fall.  I like to use the grill to create smoky versions of favorite dishes to treat friends and family. Many recipes [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Eating Clean, Affordably</title>
		<link>http://amoderngal.com/2010/05/13/eating-clean-affordably/</link>
		<comments>http://amoderngal.com/2010/05/13/eating-clean-affordably/#comments</comments>
		<pubDate>Fri, 14 May 2010 03:29:18 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Health and Fitness]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=2849</guid>
		<description><![CDATA[I have been trying to improve our diet in the past couple of months. The more I read about pesticides, contaminants and the like, the more I&#8217;m interested in having healthy real foods that have healthy components. This includes trying to have more things like wild salmon and pastured meats plus the usual array of [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>When Free Costs Too Much</title>
		<link>http://amoderngal.com/2010/05/06/when-free-costs-too-much/</link>
		<comments>http://amoderngal.com/2010/05/06/when-free-costs-too-much/#comments</comments>
		<pubDate>Fri, 07 May 2010 02:40:05 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=2804</guid>
		<description><![CDATA[On my last business trip, I was on the airplane and the stewardess handed handed me a snack mix bag and a napkin.   She turned away before I could give her the snack mix back since I wasn&#8217;t going to eat it. I began to amuse myself by reading the label which contained about 11 [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
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		<title>Frugal Travel Tips</title>
		<link>http://amoderngal.com/2010/04/29/frugal-travel-tips/</link>
		<comments>http://amoderngal.com/2010/04/29/frugal-travel-tips/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 02:15:23 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=2752</guid>
		<description><![CDATA[My friend Kathy just called and asked if she should book a last minute ticket (as in tomorrow) out West to visit several friends. I said of course, provided the people she wants to see are around. Kath&#8217;s ability to travel with almost no notice means that she is able to snag great airplane deals.  [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Money Being Green</title>
		<link>http://amoderngal.com/2010/04/22/adding-up-the-green-savings/</link>
		<comments>http://amoderngal.com/2010/04/22/adding-up-the-green-savings/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 03:41:59 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=2704</guid>
		<description><![CDATA[Happy Earth Day. In addition to being good for the planet and using less of limited resources, practicing good green habits are usually good for the wallet as well. As electricity and water have historically been cheap in the United States, I&#8217;ve found that conservation efforts often lag those in other countries. However, as electricity, [...]]]></description>
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		<slash:comments>0</slash:comments>
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