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	<title>Modern Gal &#187; Frugality</title>
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	<description>Healthy Living, without Breaking the Bank</description>
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		<title>Saving Money While Grocery Shopping</title>
		<link>http://amoderngal.com/2012/01/31/saving-money-while-grocery-shopping/</link>
		<comments>http://amoderngal.com/2012/01/31/saving-money-while-grocery-shopping/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 18:58:36 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Guest Posts]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6687</guid>
		<description><![CDATA[If your grocery bill seems to be expanding while your cart seems to be shrinking, you are not alone. The cost of inflation and a devalued dollar readily show themselves on the grocery store shelves. Here are ten tips to help you save money while grocery shopping. Plan Ahead Planning ahead is one of the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Coping with Rising Food and Energy Prices</title>
		<link>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/</link>
		<comments>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 10:24:15 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6673</guid>
		<description><![CDATA[One of my acquaintances, Katherine, was asking how I plan and budget for rising prices.  She&#8217;s noticed (as have a lot of other people) that a lot of prices keep creeping up at the grocery store and the gas pump.  While some of the price rise might be seasonal, being prepared for inflation in these [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Revisiting the Latte Factor</title>
		<link>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/</link>
		<comments>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 15:58:14 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6567</guid>
		<description><![CDATA[Several years ago David Bach popularized an idea of how to save money known as &#8220;the latte factor.&#8221;  The latte factor focused on tracking expenses thoroughly, identifying expenses that occur regularly (like daily or weekly) and altering your behavior or eliminating the expense.  Most people took away from it the sense that something not essential, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Less Food Waste: The Perpetual Soup Pot</title>
		<link>http://amoderngal.com/2012/01/04/less-food-waste-the-perpetual-soup-pot/</link>
		<comments>http://amoderngal.com/2012/01/04/less-food-waste-the-perpetual-soup-pot/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 10:10:28 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6544</guid>
		<description><![CDATA[I was glancing back at some of my financial sheets and recipes from the past couple of years and have found that, despite generally rising food costs, that our grocery budget has gone down.  This is interesting to me since I prioritize healthy foods over cost and generally don&#8217;t take advantage of coupons.  I have [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Holiday Gift Ideas</title>
		<link>http://amoderngal.com/2011/10/19/holiday-gift-ideas/</link>
		<comments>http://amoderngal.com/2011/10/19/holiday-gift-ideas/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 10:26:35 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6208</guid>
		<description><![CDATA[It seems early to me, but so many people are discussing holiday plans already.  This year, I plan to continue with the simplicity mode, encouraging friends and family to minimize gift giving, emphasizing cash or gift cards when appropriate (like for a college aged nephew), donating to charity, and focusing the gift preparations on edible [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reducing Those Pesky Transactions Costs</title>
		<link>http://amoderngal.com/2011/09/27/reducing-those-pesky-transactions-costs/</link>
		<comments>http://amoderngal.com/2011/09/27/reducing-those-pesky-transactions-costs/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 17:26:32 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6113</guid>
		<description><![CDATA[Between travel, some necessary purchases, and some other activities, I have been incurring a lot of those pesky transactions costs.  You know, like service fees, ATM charges for a bank that isn&#8217;t yours, roaming charges on the cell phone, and so on.  In total, the amounts are not that high, but it&#8217;s more irritating than [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Saving Money: Shopping from Your Closet and Pantry</title>
		<link>http://amoderngal.com/2011/08/16/saving-money-shopping-from-your-closet-and-pantry/</link>
		<comments>http://amoderngal.com/2011/08/16/saving-money-shopping-from-your-closet-and-pantry/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 01:14:16 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5904</guid>
		<description><![CDATA[For the past several weeks, I&#8217;ve been working on inventorying the pantry, closets, medicine cabinets and other things, seeing what can be used up, sold or donated.  I discovered that I had purchased cfl lightbulbs 4 times (5 counting the replacement bulbs I picked up last week), had 3 expired bottles of supplements and aspirin, [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Super Simple Soup</title>
		<link>http://amoderngal.com/2011/07/07/super-simple-soup/</link>
		<comments>http://amoderngal.com/2011/07/07/super-simple-soup/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 01:40:58 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Recipes]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5621</guid>
		<description><![CDATA[I continue to try to find ways to waste less food and find creative ways to use up leftovers, pantry items and the last remnants of items in the crisper drawer (that might be a tad limp).  One of my favorite things is to make a pureed soup.  I&#8217;ve tried different versions, including one with [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Making the Most of Summer Produce</title>
		<link>http://amoderngal.com/2011/05/31/making-the-most-of-summer-produce/</link>
		<comments>http://amoderngal.com/2011/05/31/making-the-most-of-summer-produce/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 02:27:21 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5400</guid>
		<description><![CDATA[One of the things that I love about summer is the abundance of fresh produce that is available.  Here, in California, we&#8217;re fortunate to have numerous farmer&#8217;s markets and farm stands to augment the grocery stores with numerous different types of fresh vegetables, fruits, and increasingly pastured meats. I have been attempting to try to [...]]]></description>
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		<slash:comments>8</slash:comments>
		</item>
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		<title>Taking Advantage of Group Buying Sites</title>
		<link>http://amoderngal.com/2011/05/17/taking-advantage-of-group-buying-sites/</link>
		<comments>http://amoderngal.com/2011/05/17/taking-advantage-of-group-buying-sites/#comments</comments>
		<pubDate>Wed, 18 May 2011 01:32:51 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=5318</guid>
		<description><![CDATA[On-line sites that aggregate purchases, like Groupon or Living Social, seem to be catching on.  Dozens of competitor sites have started as have specialized sites aimed at aggregating purchases for specific groups like baby items, hobby items, or servicing specific areas.  I have been following some of this activity for a while as I think [...]]]></description>
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		<slash:comments>0</slash:comments>
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