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	<title>Modern Gal &#187; Frugality</title>
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	<description>Healthy Living, without Breaking the Bank</description>
	<lastBuildDate>Wed, 23 May 2012 06:04:31 +0000</lastBuildDate>
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		<title>Modern Frugal Kitchen Tips</title>
		<link>http://amoderngal.com/2012/05/01/modern-frugal-kitchen-tips/</link>
		<comments>http://amoderngal.com/2012/05/01/modern-frugal-kitchen-tips/#comments</comments>
		<pubDate>Wed, 02 May 2012 05:38:09 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=7083</guid>
		<description><![CDATA[A couple of weeks ago, I cooked meals while we were staying with friends for a few days.  They seemed astonished that a) I often cooked without having a recipe in front of me or specifically measuring ingredients; b) I planned the meal based on what was available in the fridge; and c) I tried [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Simplifying Birthday Celebrations</title>
		<link>http://amoderngal.com/2012/04/24/simplifying-birthday-celebrations/</link>
		<comments>http://amoderngal.com/2012/04/24/simplifying-birthday-celebrations/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 03:17:34 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=875</guid>
		<description><![CDATA[This is an edited repost of a previous article. If you&#8217;ve read my posts on simplifying Christmas and Easter, you might think that I&#8217;m a curmudgeon with respect to celebrations and holidays.  On the contrary, I like special days a lot.  What I find problematic is the arms-race style of competition to outdo things bigger [...]]]></description>
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		<slash:comments>11</slash:comments>
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		<title>Using Up More Leftovers</title>
		<link>http://amoderngal.com/2012/04/11/using-up-more-leftovers/</link>
		<comments>http://amoderngal.com/2012/04/11/using-up-more-leftovers/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 08:11:17 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=7002</guid>
		<description><![CDATA[Two of the posts that readers seem to gravitate toward are Emergency Pantry Meals and Creative Use of Leftovers. I often find myself wanting to do a bit of both, using up what&#8217;s in the pantry (i.e. making dinner without making a trip to the grocery store) and finding a way to serve leftovers so [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Coping with $5 /gallon Gasoline</title>
		<link>http://amoderngal.com/2012/03/14/coping-with-5-gallon-gasoline/</link>
		<comments>http://amoderngal.com/2012/03/14/coping-with-5-gallon-gasoline/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 13:26:41 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6885</guid>
		<description><![CDATA[With the price of gasoline continuing to inch upward before the summer driving season, the prospect of $5/gallon for gasoline in parts of the country is certainly very plausible.  With prices at these higher sustained levels, it&#8217;s probably time to think about re-gearing your transport habits and possibly re-vamping many activities.  This is a bit [...]]]></description>
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		<slash:comments>9</slash:comments>
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		<title>Saving Money While Grocery Shopping</title>
		<link>http://amoderngal.com/2012/01/31/saving-money-while-grocery-shopping/</link>
		<comments>http://amoderngal.com/2012/01/31/saving-money-while-grocery-shopping/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 18:58:36 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Guest Posts]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6687</guid>
		<description><![CDATA[If your grocery bill seems to be expanding while your cart seems to be shrinking, you are not alone. The cost of inflation and a devalued dollar readily show themselves on the grocery store shelves. Here are ten tips to help you save money while grocery shopping. Plan Ahead Planning ahead is one of the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Coping with Rising Food and Energy Prices</title>
		<link>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/</link>
		<comments>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 10:24:15 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6673</guid>
		<description><![CDATA[One of my acquaintances, Katherine, was asking how I plan and budget for rising prices.  She&#8217;s noticed (as have a lot of other people) that a lot of prices keep creeping up at the grocery store and the gas pump.  While some of the price rise might be seasonal, being prepared for inflation in these [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Revisiting the Latte Factor</title>
		<link>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/</link>
		<comments>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 15:58:14 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6567</guid>
		<description><![CDATA[Several years ago David Bach popularized an idea of how to save money known as &#8220;the latte factor.&#8221;  The latte factor focused on tracking expenses thoroughly, identifying expenses that occur regularly (like daily or weekly) and altering your behavior or eliminating the expense.  Most people took away from it the sense that something not essential, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Less Food Waste: The Perpetual Soup Pot</title>
		<link>http://amoderngal.com/2012/01/04/less-food-waste-the-perpetual-soup-pot/</link>
		<comments>http://amoderngal.com/2012/01/04/less-food-waste-the-perpetual-soup-pot/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 10:10:28 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6544</guid>
		<description><![CDATA[I was glancing back at some of my financial sheets and recipes from the past couple of years and have found that, despite generally rising food costs, that our grocery budget has gone down.  This is interesting to me since I prioritize healthy foods over cost and generally don&#8217;t take advantage of coupons.  I have [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Holiday Gift Ideas</title>
		<link>http://amoderngal.com/2011/10/19/holiday-gift-ideas/</link>
		<comments>http://amoderngal.com/2011/10/19/holiday-gift-ideas/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 10:26:35 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6208</guid>
		<description><![CDATA[It seems early to me, but so many people are discussing holiday plans already.  This year, I plan to continue with the simplicity mode, encouraging friends and family to minimize gift giving, emphasizing cash or gift cards when appropriate (like for a college aged nephew), donating to charity, and focusing the gift preparations on edible [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reducing Those Pesky Transactions Costs</title>
		<link>http://amoderngal.com/2011/09/27/reducing-those-pesky-transactions-costs/</link>
		<comments>http://amoderngal.com/2011/09/27/reducing-those-pesky-transactions-costs/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 17:26:32 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6113</guid>
		<description><![CDATA[Between travel, some necessary purchases, and some other activities, I have been incurring a lot of those pesky transactions costs.  You know, like service fees, ATM charges for a bank that isn&#8217;t yours, roaming charges on the cell phone, and so on.  In total, the amounts are not that high, but it&#8217;s more irritating than [...]]]></description>
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		<slash:comments>2</slash:comments>
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