<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Modern Gal &#187; Finance</title>
	<atom:link href="http://amoderngal.com/category/finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://amoderngal.com</link>
	<description>Healthy Living, without Breaking the Bank</description>
	<lastBuildDate>Wed, 08 Feb 2012 07:37:09 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Do You Feel Downwardly Mobile?</title>
		<link>http://amoderngal.com/2012/02/05/do-you-feel-downwardly-mobile/</link>
		<comments>http://amoderngal.com/2012/02/05/do-you-feel-downwardly-mobile/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:49:27 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6707</guid>
		<description><![CDATA[There&#8217;s been a flurry of census data released yesterday that appears fairly grim regarding a large swath of the American population.  With the job market very, very slowly improving and many people, especially new graduates and those over 50 years old, spending extended periods unemployed or underemployed, it appears many people are having to adjust [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2012/02/05/do-you-feel-downwardly-mobile/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coping with Rising Food and Energy Prices</title>
		<link>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/</link>
		<comments>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 10:24:15 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6673</guid>
		<description><![CDATA[One of my acquaintances, Katherine, was asking how I plan and budget for rising prices.  She&#8217;s noticed (as have a lot of other people) that a lot of prices keep creeping up at the grocery store and the gas pump.  While some of the price rise might be seasonal, being prepared for inflation in these [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2012/01/29/coping-with-rising-food-and-energy-prices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving and Dieting: the Winter Edition</title>
		<link>http://amoderngal.com/2012/01/22/saving-and-dieting-the-winter-edition/</link>
		<comments>http://amoderngal.com/2012/01/22/saving-and-dieting-the-winter-edition/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 12:31:07 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6632</guid>
		<description><![CDATA[I&#8217;ve commented before that saving and dieting (losing weight or if you prefer, losing fat), have a number of things in common.  For example, both tend to benefit from having a structured plan, sticking with it, and catching yourself before a major downfall.  Interestingly, I have several friends who were both in debt and a [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2012/01/22/saving-and-dieting-the-winter-edition/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coping with Low Bond Yields</title>
		<link>http://amoderngal.com/2012/01/15/coping-with-low-bond-yields/</link>
		<comments>http://amoderngal.com/2012/01/15/coping-with-low-bond-yields/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 16:09:26 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6592</guid>
		<description><![CDATA[Interest rates have been going down for several years, however, in the past few months, bond yields have continued to trend down and are now at or near historic lows (especially for Treasury yields).  The good new, if you are borrowing is that mortgage and other debt rates are referenced off of these rates and [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2012/01/15/coping-with-low-bond-yields/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Revisiting the Latte Factor</title>
		<link>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/</link>
		<comments>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 15:58:14 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6567</guid>
		<description><![CDATA[Several years ago David Bach popularized an idea of how to save money known as &#8220;the latte factor.&#8221;  The latte factor focused on tracking expenses thoroughly, identifying expenses that occur regularly (like daily or weekly) and altering your behavior or eliminating the expense.  Most people took away from it the sense that something not essential, [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2012/01/08/revisiting-the-latte-factor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coping with Unexpectedly Less Income</title>
		<link>http://amoderngal.com/2011/12/18/coping-with-unexpectedly-less-income/</link>
		<comments>http://amoderngal.com/2011/12/18/coping-with-unexpectedly-less-income/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 17:02:48 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Income]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6508</guid>
		<description><![CDATA[In my previous corporate life, our compensation had two major components, a salary and an annual bonus based on performance, both personal performance and company performance.  The salary was of course predictable (and didn&#8217;t really increase or decrease), but the bonus portion was highly, highly variable, often depending on things outside of my control like [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2011/12/18/coping-with-unexpectedly-less-income/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding the Hedonic Treadmill (during the holidays)</title>
		<link>http://amoderngal.com/2011/12/04/avoiding-the-hedonic-treadmill-during-the-holidays/</link>
		<comments>http://amoderngal.com/2011/12/04/avoiding-the-hedonic-treadmill-during-the-holidays/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 16:05:41 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6435</guid>
		<description><![CDATA[A recent acquaintance, Todd, and I were discussing the consumerism that pervades this season.  One of the things Todd dislikes is receiving gifts from friends and family that he really doesn&#8217;t want.  Wanting to not appear ungracious, things just end up a bit awkward for everyone.  I explained to Todd, my no gift policy, which [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2011/12/04/avoiding-the-hedonic-treadmill-during-the-holidays/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Bank Safe?</title>
		<link>http://amoderngal.com/2011/11/27/is-your-bank-safe/</link>
		<comments>http://amoderngal.com/2011/11/27/is-your-bank-safe/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 20:12:14 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6397</guid>
		<description><![CDATA[My friend Karen called with a worry on her mind.  With all of the news about country downgrades, insolvent banks, and possible debt defaults, how could she be confident that her bank is really safe.  I think this is a very reasonable question, and there are some ways to mitigate bank risk. &#8211;Know what is [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2011/11/27/is-your-bank-safe/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Lessons from Thanksgiving Dinner</title>
		<link>http://amoderngal.com/2011/11/20/financial-lessons-from-thanksgiving-dinner/</link>
		<comments>http://amoderngal.com/2011/11/20/financial-lessons-from-thanksgiving-dinner/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 18:16:07 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6378</guid>
		<description><![CDATA[Thanksgiving is my favorite holiday.  In addition to being focused on family and good food, I like that it isn&#8217;t as commercial as Christmas or other holidays.  This year, I will not be preparing a full Thanksgiving dinner, but instead will bring a couple of dishes to a potluck.  Curiously,  I  find that there are [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2011/11/20/financial-lessons-from-thanksgiving-dinner/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How Financially Flexible Are You?</title>
		<link>http://amoderngal.com/2011/11/13/how-financially-flexible-are-you/</link>
		<comments>http://amoderngal.com/2011/11/13/how-financially-flexible-are-you/#comments</comments>
		<pubDate>Sun, 13 Nov 2011 19:57:27 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=6334</guid>
		<description><![CDATA[My friend Stuart asked me if I would be willing to retire in a foreign country if that made my financial fortunes much better.  I answered, of course, but upon thinking about it, I realize that moving to another country is a non-trivial decision.  Although I have studied and worked overseas for blocks of time, [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2011/11/13/how-financially-flexible-are-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

