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	<title>Modern Gal &#187; Finance</title>
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	<link>http://amoderngal.com</link>
	<description>Healthy Living, without Breaking the Bank</description>
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		<title>Preparing for Today&#8217;s Employment Realities</title>
		<link>http://amoderngal.com/2010/07/25/preparing-for-todays-employment-market/</link>
		<comments>http://amoderngal.com/2010/07/25/preparing-for-todays-employment-market/#comments</comments>
		<pubDate>Sun, 25 Jul 2010 18:52:10 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3279</guid>
		<description><![CDATA[Like most people, I have been reading the constant stream of stories regarding chronic unemployment and underemployment. Although fresh graduates and people over age 50 seem to be hit the hardest, unfortunately, the labor dynamics of today mean that lifetime employment with one company is a thing of the past for most people.  Most of [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Are You Afraid of the Stock Market?</title>
		<link>http://amoderngal.com/2010/07/18/are-you-afraid-of-the-stock-market/</link>
		<comments>http://amoderngal.com/2010/07/18/are-you-afraid-of-the-stock-market/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 17:52:32 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3229</guid>
		<description><![CDATA[I saw a recent article where a large majority of individuals surveyed claimed that they had missed the stock market rally occured from the lows of Q1 2009.  I think for the most part this has to be not entirely true since a lot of cash did re-enter the market, but I also think it [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Career Advice for New Graduates</title>
		<link>http://amoderngal.com/2010/07/11/career-advice-for-new-graduates/</link>
		<comments>http://amoderngal.com/2010/07/11/career-advice-for-new-graduates/#comments</comments>
		<pubDate>Sun, 11 Jul 2010 18:44:50 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3184</guid>
		<description><![CDATA[Like many people, I read the NYT article entitled the &#8220;American Dream Elusive for New Generation&#8221; and was shocked at the young man featured in the article who turned down a $40,000 per year job with a liberal arts degree because he felt it wasn&#8217;t attractive enough.  I don&#8217;t think there&#8217;s anything that I could [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2010/07/11/career-advice-for-new-graduates/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Preparing for a Double-Dip Recession</title>
		<link>http://amoderngal.com/2010/07/04/preparing-for-a-double-dip-recession/</link>
		<comments>http://amoderngal.com/2010/07/04/preparing-for-a-double-dip-recession/#comments</comments>
		<pubDate>Sun, 04 Jul 2010 16:44:34 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3144</guid>
		<description><![CDATA[This economic cycle seems somewhat different than previous.  Although the industrial side of the economy and emerging markets are perking up, it appears that employment and wages are lagging. Many economists are calling for a double dip recession (two cyclical downturns before a real recovery) sparked by employment concerns and the ongoing aftermath of the [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2010/07/04/preparing-for-a-double-dip-recession/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Have You Become More Financially Risk Averse</title>
		<link>http://amoderngal.com/2010/06/27/have-you-become-more-financially-risk-averse/</link>
		<comments>http://amoderngal.com/2010/06/27/have-you-become-more-financially-risk-averse/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 18:33:59 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Personal Development]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3104</guid>
		<description><![CDATA[I met up with Ben a former classmate I hadn&#8217;t seen in many years recently. Ben looks very much the same, he hasn&#8217;t gained  a lot of weight and in fact looks better than many of our classmates where the last decade seems to have aged them.  Back in school, Ben was one of the [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2010/06/27/have-you-become-more-financially-risk-averse/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Take Five: Financial Organizing Tips</title>
		<link>http://amoderngal.com/2010/06/22/take-five-financial-organizing-tips/</link>
		<comments>http://amoderngal.com/2010/06/22/take-five-financial-organizing-tips/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 02:44:48 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3080</guid>
		<description><![CDATA[Everyone wants to be more organized, especially with their finances.  Unfortunately, letting things pile up tends to make things more disorganized then ever.  As with the previous tips (see Take Five: fitness, healthy eating, and being green), these are intended to take very little time. Unfortunately, they may take longer than 60 seconds, but not [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2010/06/22/take-five-financial-organizing-tips/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Are You a Spending Addict?</title>
		<link>http://amoderngal.com/2010/06/20/are-you-a-spending-addict/</link>
		<comments>http://amoderngal.com/2010/06/20/are-you-a-spending-addict/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 17:56:57 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3056</guid>
		<description><![CDATA[I have been reading a lot about food addiction lately, and of course, there are many parallels between over-eating and over-spending.  [See my previous posts on why saving is like dieting and why does spending make us feel good] Clearly, with so many people intending to lose weight and not being able to maintain it, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Money with Online Purchases</title>
		<link>http://amoderngal.com/2010/06/17/saving-money-with-online-purchases/</link>
		<comments>http://amoderngal.com/2010/06/17/saving-money-with-online-purchases/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 02:10:59 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Simplicity]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3046</guid>
		<description><![CDATA[I spend a lot of time at the computer.  In addition to conducting most of my work on the computer (including skype calls), I do a lot of my shopping online now.  Just a few years ago, online shopping was quite rare and the selections limited, but now, I find that it&#8217;s a great tool [...]]]></description>
		<wfw:commentRss>http://amoderngal.com/2010/06/17/saving-money-with-online-purchases/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What To Do When Rates are So Low?</title>
		<link>http://amoderngal.com/2010/06/13/what-to-do-when-rates-are-so-low/</link>
		<comments>http://amoderngal.com/2010/06/13/what-to-do-when-rates-are-so-low/#comments</comments>
		<pubDate>Sun, 13 Jun 2010 18:28:29 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=3016</guid>
		<description><![CDATA[I received to queries last week of people asking me what they can do with their cash (emergency fund) now that interest rates are so low.  Most of the internet based banks are offering rates of around 1% while conventional brick and mortar banks tend to offer rates closer to 0%, with money market funds [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preventing a Binge Spending Cascade</title>
		<link>http://amoderngal.com/2010/06/06/preventing-a-binge-spending-cascade/</link>
		<comments>http://amoderngal.com/2010/06/06/preventing-a-binge-spending-cascade/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 17:53:29 +0000</pubDate>
		<dc:creator>Elizabeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://amoderngal.com/?p=2976</guid>
		<description><![CDATA[I just spent the weekend on the phone with my friend Katherine.  She is in okay financial shape (no huge piles of credit card debt, understands needs to save for retirement, etc&#8230;), but seems to be plagued by spending binges. The real problem is that she will see something she really wants (like a new [...]]]></description>
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		<slash:comments>0</slash:comments>
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