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	<title>Comments on: What is an Emergency Fund?</title>
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	<description>Healthy Living, without Breaking the Bank</description>
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		<title>By: Carnival of Personal Finance #258 – Cities at Night &#124; Business and Sports</title>
		<link>http://amoderngal.com/2010/05/23/what-is-an-emergency-fund/comment-page-1/#comment-7847</link>
		<dc:creator>Carnival of Personal Finance #258 – Cities at Night &#124; Business and Sports</dc:creator>
		<pubDate>Tue, 22 Jun 2010 04:39:05 +0000</pubDate>
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		<description>[...] Elizabeth from Modern Gal presents What is an Emergency Fund?. [...]</description>
		<content:encoded><![CDATA[<p>[...] Elizabeth from Modern Gal presents What is an Emergency Fund?. [...]</p>
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		<title>By: Carnival of Personal Finance #258 – Cities at Night &#124; FinanceMoz.com</title>
		<link>http://amoderngal.com/2010/05/23/what-is-an-emergency-fund/comment-page-1/#comment-7697</link>
		<dc:creator>Carnival of Personal Finance #258 – Cities at Night &#124; FinanceMoz.com</dc:creator>
		<pubDate>Sat, 05 Jun 2010 17:29:14 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=2896#comment-7697</guid>
		<description>[...] Elizabeth from Modern Gal presents What is an Emergency Fund?. [...]</description>
		<content:encoded><![CDATA[<p>[...] Elizabeth from Modern Gal presents What is an Emergency Fund?. [...]</p>
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		<title>By: Monroe on a Budget &#187; Modern Gal&#8217;s explanation of an emergency fund</title>
		<link>http://amoderngal.com/2010/05/23/what-is-an-emergency-fund/comment-page-1/#comment-7587</link>
		<dc:creator>Monroe on a Budget &#187; Modern Gal&#8217;s explanation of an emergency fund</dc:creator>
		<pubDate>Thu, 27 May 2010 00:31:31 +0000</pubDate>
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		<description>[...] Gal has a very good explanation of what you should &#8211; and shouldn&#8217;t expect your emergency fund to help out with. This means your monthly budget has to include more than just the bills that come in every month. [...]</description>
		<content:encoded><![CDATA[<p>[...] Gal has a very good explanation of what you should &#8211; and shouldn&#8217;t expect your emergency fund to help out with. This means your monthly budget has to include more than just the bills that come in every month. [...]</p>
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		<title>By: Elizabeth</title>
		<link>http://amoderngal.com/2010/05/23/what-is-an-emergency-fund/comment-page-1/#comment-7586</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Wed, 26 May 2010 18:44:13 +0000</pubDate>
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		<description>Cate, sounds like your on track.  If your family is very dependent on your husband&#039;s income, you may also wish to look at disability and life insurance plans in case his place of work does not provide this. Thanks for commenting.</description>
		<content:encoded><![CDATA[<p>Cate, sounds like your on track.  If your family is very dependent on your husband&#8217;s income, you may also wish to look at disability and life insurance plans in case his place of work does not provide this. Thanks for commenting.</p>
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		<title>By: Cate</title>
		<link>http://amoderngal.com/2010/05/23/what-is-an-emergency-fund/comment-page-1/#comment-7580</link>
		<dc:creator>Cate</dc:creator>
		<pubDate>Wed, 26 May 2010 16:08:13 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=2896#comment-7580</guid>
		<description>Good points! We&#039;re currently working on building up our emergency fund (after aggressively saving for a down payment the past few months), but I&#039;ve always looked at it as a fund for, well, true emergencies. One of my tires recently blew out and needed to be replaced unexpectedly. We considered that an emergency because my car is pretty new and last we&#039;d checked, the tire was fine. 

I&#039;ve also always viewed emergency funds as kind of a &quot;What if?&quot; fund. Like, &quot;What if my husband [the primary breadwinner] gets in a terrible car accident and can&#039;t work for several months?&quot; and other morbid situations. Our goal is to save up at least six months of living expenses as &quot;insurance&quot; for horrible situations like that.</description>
		<content:encoded><![CDATA[<p>Good points! We&#8217;re currently working on building up our emergency fund (after aggressively saving for a down payment the past few months), but I&#8217;ve always looked at it as a fund for, well, true emergencies. One of my tires recently blew out and needed to be replaced unexpectedly. We considered that an emergency because my car is pretty new and last we&#8217;d checked, the tire was fine. </p>
<p>I&#8217;ve also always viewed emergency funds as kind of a &#8220;What if?&#8221; fund. Like, &#8220;What if my husband [the primary breadwinner] gets in a terrible car accident and can&#8217;t work for several months?&#8221; and other morbid situations. Our goal is to save up at least six months of living expenses as &#8220;insurance&#8221; for horrible situations like that.</p>
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	<item>
		<title>By: Carnival of Personal Finance #258 &#8211; Cities at Night &#124; Money Relationship</title>
		<link>http://amoderngal.com/2010/05/23/what-is-an-emergency-fund/comment-page-1/#comment-7513</link>
		<dc:creator>Carnival of Personal Finance #258 &#8211; Cities at Night &#124; Money Relationship</dc:creator>
		<pubDate>Mon, 24 May 2010 10:08:04 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=2896#comment-7513</guid>
		<description>[...] Elizabeth from Modern Gal presents What is an Emergency Fund?. [...]</description>
		<content:encoded><![CDATA[<p>[...] Elizabeth from Modern Gal presents What is an Emergency Fund?. [...]</p>
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