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	<title>Comments on: Financial Advice to 20-Somethings</title>
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	<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/</link>
	<description>Healthy Living, without Breaking the Bank</description>
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		<title>By: financial advice</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-4381</link>
		<dc:creator>financial advice</dc:creator>
		<pubDate>Tue, 03 Nov 2009 08:38:30 +0000</pubDate>
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		<description>take a hard look at the financial burden</description>
		<content:encoded><![CDATA[<p>take a hard look at the financial burden</p>
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		<title>By: Elizabeth</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-3451</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Tue, 15 Sep 2009 01:38:07 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=1725#comment-3451</guid>
		<description>Bret, indeed it is hard enough without the debt.  Hopefully, more people will offer advice like you.</description>
		<content:encoded><![CDATA[<p>Bret, indeed it is hard enough without the debt.  Hopefully, more people will offer advice like you.</p>
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	<item>
		<title>By: Bret</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-3443</link>
		<dc:creator>Bret</dc:creator>
		<pubDate>Mon, 14 Sep 2009 20:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=1725#comment-3443</guid>
		<description>I am encouraging my kids to work their way through college and incur as little debt as possible.  In my generation, we all did that and we all graduated without debt.  Of course, college costs have gotten ridiculously out-of-control.  But, going into massive debt is a tough way to start out in life.  It&#039;s hard enough to make it in your 20s without all the debt.</description>
		<content:encoded><![CDATA[<p>I am encouraging my kids to work their way through college and incur as little debt as possible.  In my generation, we all did that and we all graduated without debt.  Of course, college costs have gotten ridiculously out-of-control.  But, going into massive debt is a tough way to start out in life.  It&#8217;s hard enough to make it in your 20s without all the debt.</p>
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		<title>By: Elizabeth</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-3437</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Mon, 14 Sep 2009 17:08:14 +0000</pubDate>
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		<description>Kasey, sounds like you&#039;ve thought ahead and have a plan which is what most people miss.  Best of luck with this!</description>
		<content:encoded><![CDATA[<p>Kasey, sounds like you&#8217;ve thought ahead and have a plan which is what most people miss.  Best of luck with this!</p>
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	<item>
		<title>By: Kasey at Thrifty Little Blog</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-3436</link>
		<dc:creator>Kasey at Thrifty Little Blog</dc:creator>
		<pubDate>Mon, 14 Sep 2009 16:45:12 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=1725#comment-3436</guid>
		<description>I think that many people look at grad school as a solution rather than a tool. Before going, a person really needs to evaluate if it is the title or the skill that they want to earn. Sometimes, an additional 2 years experience in the field is equivalent to a degree in the application process. 

I&#039;ve decided that, in order to pursue the career that I&#039;m interested in, I&#039;ll need the additional degree. I&#039;ve also decided that I don&#039;t want to take on all of the debt so I&#039;m waiting until I&#039;ve saved up the cash to pay my tuition upfront. It might take longer to get the degree, but the career will still be there when I&#039;m finished :).</description>
		<content:encoded><![CDATA[<p>I think that many people look at grad school as a solution rather than a tool. Before going, a person really needs to evaluate if it is the title or the skill that they want to earn. Sometimes, an additional 2 years experience in the field is equivalent to a degree in the application process. </p>
<p>I&#8217;ve decided that, in order to pursue the career that I&#8217;m interested in, I&#8217;ll need the additional degree. I&#8217;ve also decided that I don&#8217;t want to take on all of the debt so I&#8217;m waiting until I&#8217;ve saved up the cash to pay my tuition upfront. It might take longer to get the degree, but the career will still be there when I&#8217;m finished <img src='http://amoderngal.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> .</p>
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	<item>
		<title>By: Elizabeth</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-3422</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Mon, 14 Sep 2009 03:20:18 +0000</pubDate>
		<guid isPermaLink="false">http://amoderngal.com/?p=1725#comment-3422</guid>
		<description>SimplyForties, yes, I&#039;ve observed this too. I&#039;m not sure if it&#039;s accurate, but I seem to recall that when I finished my graduate degree in the midst of the 1991 recession that all of my classmates were concerned about jobs and living frugally and wringing hands over how to pay back debt.  I&#039;m not sure what&#039;s changed.  Thanks for commenting.</description>
		<content:encoded><![CDATA[<p>SimplyForties, yes, I&#8217;ve observed this too. I&#8217;m not sure if it&#8217;s accurate, but I seem to recall that when I finished my graduate degree in the midst of the 1991 recession that all of my classmates were concerned about jobs and living frugally and wringing hands over how to pay back debt.  I&#8217;m not sure what&#8217;s changed.  Thanks for commenting.</p>
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		<title>By: SimplyForties</title>
		<link>http://amoderngal.com/2009/09/13/financial-advice-to-20-somethings/comment-page-1/#comment-3419</link>
		<dc:creator>SimplyForties</dc:creator>
		<pubDate>Mon, 14 Sep 2009 01:25:20 +0000</pubDate>
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		<description>Good advice no matter the age.  I think most college students expect a great job when they graduate and are not particularly concerned about the amount of their loans when they are incurring them.  I know my son isn&#039;t!</description>
		<content:encoded><![CDATA[<p>Good advice no matter the age.  I think most college students expect a great job when they graduate and are not particularly concerned about the amount of their loans when they are incurring them.  I know my son isn&#8217;t!</p>
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